Insurance is an economic discipline which studies the motion law of insurance and the insurance related. The fields that insurance covers are diverse, including finance, law, medicine, mathematics, economics, and natural science.
The research object is insurance commodity relation, refers to that the parties in the insurance contract establish the rights and obligations of the parties according to equivalent commodity exchange principle, through the signing of the legal form of the insurance contract, to realize the insurance commodity economic compensation function. In the insurance commodity relationship, one of the parties is in accordance with the provisions of the contract to the other party to pay a certain amount of cost, the other party to the contract in accordance with the provisions of the contract bear the responsibility of economic compensation, namely when the insurance accident occurs or agreed events and insurance in accordance with the contract responsibility any range. Insurer carries out payment or compensation to the economic losses, in order to ensure the normal operation of production and life each other. The relationship between insurance products is not only an economic relationship, but also a legal relationship.
2. Relationship of Insurance Products
Firstly, the relationship between the insured parties
Secondly, the relationship between the insured and the insurance intermediary
Thirdly, the relationship between insurance companies
Fourth, the relationship between management and the managed formed by the state’s implementation of the insurance industry regulation
3. System Structure
The first part: basic theory of insurance
The second part: insurance practice
The third part: insurance management
The fourth part: insurance market
4. Program Characteristics
5. Research Focus
Foundation of insurance management: natural foundation, economic foundation, technical foundation, legal basis, system foundation
The basic principle of insurance: insurance interest principle, the principle of utmost good faith, the principle of compensation, the principle of proximate cause.
6. Training Objectives
Insurance program trains senior insurance personnel adapt to the requirements of the insurance industry modernization and internationalization of the development, with insurance, insurance business and management, investment banking and other aspects of the theory of knowledge and business skills to engaged in practical work of commercial insurance business marketing, business management, social insurance operation and management of the fund and insurance regulatory and scientific research work.
7. Training Requirements
The students should master the basic theory and basic knowledge of economics; systematically master the basic theory of insurance, business knowledge and skills; familiar with in the field of insurance laws, regulations and policies; to understand the history, current situation and development trend of the theory and practice of the insurance; strong analytical, solution actual problem of ability and the preliminary scientific research ability; can skilled use of computers in business.
8. Characteristics of Cultivation
Through the theory teaching, students are able to master the basic knowledge of insurance subject, basic theory and insurance business skills, obtain knowledge of economics, management, finance and other aspects of the theory; through the practice of teaching, training student insurance comprehensive business and securities, investment in basic skills.
9. Main Courses
Microeconomics, macroeconomics, international economics, monetary and banking, financial marketing, econometrics, accounting, statistics, finance, management, insurance, economic law, operation and management of insurance companies, insurance learn principle, insurance actuarial, property insurance theory and practice, life insurance theory and practice of social insurance, life insurance and health insurance, property and liability insurance, the insurance company financial management, interest theory, life insurance actuarial, non life insurance actuarial, corporate finance, etc.
10. Similar Programs
National economics, regional economics, finance, economics, industrial economics, international trade, labor economics, statistics, quantity economics, national defense economics
11. Employment Prospects
The graduates’ employment situation is good. Graduates can engage in commercial insurance companies for the marketing and management of insurance business; in the social security agencies, central banks, regulators and other government economic management departments for insurance macro management; can also engage in the foreign trade companies and other enterprises and units for related management and research work.